Good Morning, World!

Happy Tuesday!  We are 13 days away from the first bank holiday of the year (MLK Day)

☕️ All eyes are on Georgia today asvoters take to the polls for two Senate runoffs that will determine which party controls the chamber (PoliticoThe markets are expecting at least one Republican to hold on to their seat (Barrons)

U.S. stock futures edged higher Tuesday as investors awaited the outcome in Georgia. Futures tied to the S&P 500, the Dow Jones Industrial Average and the Nasdaq-100 ticked up about 0.2%, pointing to muted gains after the New York opening bell. (Wall Street Journal)

Quote of the Day

“The best time to buy a home is always five years ago.”

– Ray Brown